Compare Auto Insurance Policies That Cover Rideshare
See the best options based on your unique needs.
GET A FREE QUOTE
Compare Auto Insurance Policies That Cover Rideshare
We’ll show you the best options based on your unique needs.
GET A FREE QUOTE
We only work with the most trusted providers.
We only work with the most trusted providers.
Matched companies may include: 21st Century Insurance, AAA Insurance Co., Allied, Allstate Insurance, American Family Insurance, American National Insurance, Amica Insurance, Answer Financial, Cotton States Insurance, Country Financial, Erie Insurance Company, Esurance, Farm Bureau, Farmers Insurance, GEICO, GMAC Insurance, Infinity Insurance, Liberty Mutual Insurance Company, Mercury, Metropolitan Insurance Co., Nationwide, Progressive Insurance, QuoteWhiz, LLC, Sentry Insurance Company, SAFECO, Select Quote Auto & Home, Shelter Insurance Company, State Farm, The Hartford, The Hartford AARP, Travelers Insurance Company, Unitrin Direct, USAA, USInsuranceOnline.
Find Out How To Get the Best Rates with an Auto Insurance Comparison:
Car insurance comparisons can help people get the insurance that is right for them at the price they need. Different people have different needs and fortunately there are many insurance companies who can compete for your business. Some individuals are high risk and are facing high rates or the possibility of not being covered at all. Others are excellent drivers whose circumstances make them eligible for many discounts. Whether your situation calls for no credit check car insurance or you are looking to buy online auto insurance, doing your homework and learning how rideshare insurance coverage works will get you the most protection for your money.
Why do you need rideshare coverage?
Uber and Lyft both provide insurance for you when you’re on a trip, but there are times when you are not covered by their policies and your personal insurance is only in effect if you have a policy that covers rideshare.
When do Uber & Lyft's policies cover you?
Phase 1
You’re online, but not on a trip and no trip has
been accepted yet.
| Coverage | Uber | Lyft |
|---|---|---|
| Liability Only | $50,000 bodily injury per person. | $50,000 bodily injury per person. |
| $100,000 bodily injury per accident. | $100,000 bodily injury per accident. | |
| $25,000 property damage per accident. | $25,000 property damage per accident. |
Phases 2 & 3
Phase 2 (trip accepted and en route to passenger)
Phase 3 (trip has started, passenger is in the car)
| Coverage | Uber | Lyft |
|---|---|---|
| Liability | $1 million per incident. | $1 million per incident. |
| Uninsured & Underinsured Motorist | $1 million per incident. | Coverage varies by state. |
| Comprehensive & Collision | Up to value of your car if you also have full coverage on your personal policy. | Up to value of your car if you also have full coverage on your personal policy. |
| Deductible | $1,000 | $2,500 |
During Phase 1, your personal policy will most likely not cover any damage to your vehicle or medical expenses for you if you don’t have a policy that specifically covers rideshare.
During Phases 2 & 3, Uber and Lyft’s policies are in effect, but their deductible may leave you falling short when trying to get back on the road to start working.
The only way to protect yourself is to get a policy that specifically covers rideshare.
Why Choose Us
Aliquam suscipit felis a arcu laoreet congue. Habeo nemore appellantur eu usu putant adolescens consequuntur ei, mel tempor consulatu voluptaria.
